The word ‘insurance’ originates from the Latin word “secures”, meaning “safe,” and who doesn’t want to be safe on their travels, be it in your country, or especially, when you’re outside of the country in foreign lands? The last thing one wants to experience during any holiday is being in distress, especially in foreign surroundings, and not having the available funds to cover one’s treatment. In many lands, no cash means no service, and then that long wished-for holiday turns slowly into one’s worst nightmare. Being safe, secure and having worry-free travel wherever you go, is an essential element, especially for those in their later years.
Tales of Woe
Travelling with a pre-existing medical condition requires the right insurance. This also applies for those over 50. Who out there hasn’t heard the horror stories about someone’s holiday being completely ruined, because of unexpected events? And to confound matters, they didn’t have any insurance and had to have money sent out from their home country, to cover costs. Whom should I call? Who can help? The stress isn’t even something that most people even want to contemplate. If only they’d had insurance! Some people go abroad thinking “nothing bad will happen to me when I’m away” and yes, they’re probably right and hopefully nothing untoward will occur, but, accidents DO happen and they can happen at any time. The future is always uncertain and peace of mind during one’s travels is surely a must have, holiday insurance for over 50s from Escape Travel Insurance fits the bill. So, anyway, let’s have a look at some of the reasons why having insurance is a great idea and well worth having.
Reasons why insurance for over 50’s is a must.
1 – Being able to travel worry free gives you peace of mind and the ability to further enjoy the experience. Nobody likes to worry, especially when they’re in a foreign land enjoying their down-time. Nothing can be more upsetting than to have the nagging feeling that one must always be careful in case of this or that. Who wants to go on holiday with that in the back of their mind? People do tend to let their guard down when on their holiday, not only that, but they occasionally partake in activities that they’d never think about doing back home. A holiday is supposed to be an uplifting experience, not the opposite, and who wants to later have the dreaded thought after an ‘event’, “if only I’d taken out insurance!!”
2 – A comprehensive insurance policy will cover a lot more than just hospital bills. Having the right cover is essential, because one should plan for every eventuality, as it’s always in the interest of those with wisdom, to be ‘better safe than sorry’ than ‘I wish I’d done this or that before I left’.
3 – No hassle, simple phone or online quote process, dealing with friendly customer support staff.
4 – A 24 – hour, 7 days a week emergency medical hotline, always on stand-by.
5 – Cover for those with pre-existing medical conditions. Many people are unaware that if they should fall ill due to an existing medical condition, their holiday insurance will not cover the situation, unless specified in advance. It’s been medically proven that ‘getting away from it all’ has a therapeutic effect on one’s mind and body. And as for people who have a medical condition, surely that would be something that they would like to experience and benefit from. A well experienced and professional insurance broker would be the first port of call for those with a medical condition who want to get out and about, and why not? Everybody has the right to have fun and adventure. We should all get the most from our holiday experience, and this doesn’t apply only to the younger generation. It also doesn’t have to cost the earth to get exactly what you want.
6 – Worry free travel, safe in the knowledge that one is covered for every eventuality, even medical repatriation if it should be required.
7 – Security for those back home. Be it family members or friends, they will feel a lot better knowing that you have comprehensive insurance, should the unfortunate happen. If the worst did happen and you were without necessary funds, imagine the stress on loved ones.
8 – Coverage of lost or stolen medication.
9 – Personal property ending up either lost, damaged, or stolen. All covered.
10 – A simple, fast claim process. This is important, because the claims process leaves to a satisfactory outcome in a very short time.
So, here we have a number of reasons why people (especially those over 50) should seriously consider taking out suitable insurance coverage while on holiday. The reasons above should be enough to make even the most jaded person think twice about travelling without the right insurance. “It will never happen,” say the optimistic people out there, and yet perhaps they should talk with somebody who had an unfortunate event while on their holiday, with insufficient cover.
Peace of Mind
Wherever you’re thinking about heading out to, and whatever the environment, just having that peace of mind will make all the difference. Whether it takes you to the undemanding islands of Greece, the temples and beaches of sunny Thailand, beautiful New Zealand, or even on an adventure to the Americas or Africa. A holiday is an experience, and your frame of mind during that time, plays a major part in how you feel about it. That nagging feeling in the back of your mind ‘what if?’ shouldn’t ruin your precious down-time. By taking out comprehensive insurance, you can rest assured that should anything go wrong, you are covered. You deserve to have that calmness and well-being that comes from knowing that you’ll never have to worry about just what the future may have in store, should fate decide to turn things upside down. Wherever you choose to take that special time away from home, make sure to go there without a worry in the world. Comprehensive travel insurance will do all of that for you. Enjoy your travels!