Things to Know About Storage Unit Insurance

Moving to a new place is one of the most stressful activities a homeowner usually has to deal with. There are just so many things to consider and to do. Especially if you have small kids, this is really a daunting situation. It is just a good thing that you can easily avail a cheap self storage if you happen to be in Newark as there are a handful of them in this place. But since you will be leaving something valuable, you should only choose a storage facility that is insured or maybe, you should insure your things first.

Yes, your topmost concern when leaving your things in the care of others should be security and choosing a storage facility that is fully insured is one way to ensure it. However, can you find a storage facility that can ensure your stored things? Most of the time, even if the facility is insured, but the insurance does not really cover the things in the storage units.

Check out below if you want to know about storage facility insurance:

  • The insurance of a storage facility will not cover your stored things. They will only be liable if their storage facility itself is threatened and your things are affected like because of fire and other calamities. Thus it is recommended for every storage facility tenant to get their own insurance and secure their things.
  • If you have your own home owners policy, this should cover your things though this might not include the things that are not in your home already. But the good thing is, you are most likely allowed to purchase insurance for these things. Just make sure though that you will not end in a storage facility that will coerce you in buying their insurance policies. There are storage facilities out there that might have their own insurance policies available but, they do not force their tenants.
  • There are also storage facilities that will not force their tenants to get their insurance policies from their facility but they won’t accept things to be stored in their storage units without proper insurance.

There is a good reason why you are required to insure your stored things as things can easily get out of control at times. With different people getting in and out of a typical storage facility, it is better to be safe than sorry indeed.